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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,042 | $81,358+257.7% | $155,556+87.1% | $80,959+259.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.41% | 33.39%-18.0pp | 64.84%-49.4pp | 35.67%-20.3pp |
| Employer contribution / active EE | $3,344 | $3,106+7.6% | $4,675-28.5% | $2,757+21.3% |
| Participant deferral / active EE | $7,588 | $3,455+119.6% | $5,631+34.8% | $4,300+76.5% |
| Admin fee / account holder | $5,143 | $7,994-35.7% | $15,885-67.6% | $6,925-25.7% |