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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,042 | $81,233+258.3% | $155,567+87.1% | $80,874+259.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 15.41% | 33.33%-17.9pp | 64.74%-49.3pp | 35.62%-20.2pp |
| Employer contribution / active EE | $3,344 | $3,101+7.8% | $4,674-28.5% | $2,756+21.4% |
| Participant deferral / active EE | $7,588 | $3,452+119.8% | $5,628+34.8% | $4,297+76.6% |
| Admin fee / account holder | $5,143 | $7,998-35.7% | $15,916-67.7% | $6,935-25.8% |