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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,986 | $110,379+343.9% | $102,412+378.4% | $145,884+235.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.68% | 24.84%-9.2pp | 24.94%-9.3pp | 551.85%-536.2pp |
| Employer contribution / active EE | $4,244 | $4,216+0.6% | $3,870+9.7% | $4,662-9.0% |
| Participant deferral / active EE | $15,000 | $5,622+166.8% | $5,060+196.4% | $6,690+124.2% |
| Admin fee / account holder | $1,524 | $9,745-84.4% | $8,388-81.8% | $13,392-88.6% |