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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,986 | $111,814+338.2% | $103,374+374.0% | $145,959+235.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.68% | 24.77%-9.1pp | 24.89%-9.2pp | 561.95%-546.3pp |
| Employer contribution / active EE | $4,244 | $4,214+0.7% | $3,869+9.7% | $4,661-9.0% |
| Participant deferral / active EE | $15,000 | $5,618+167.0% | $5,058+196.6% | $6,689+124.3% |
| Admin fee / account holder | $1,524 | $9,754-84.4% | $8,394-81.8% | $13,398-88.6% |