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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,641 | $124,425+3.4% | $112,040+14.8% | $137,256-6.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.26% | 24.72%-10.5pp | 24.52%-10.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $9,409 | $3,411+175.8% | $2,954+218.5% | $4,156+126.4% |
| Participant deferral / active EE | $4,448 | $5,718-22.2% | $5,098-12.8% | $6,407-30.6% |
| Admin fee / account holder | $6,622 | $15,207-56.4% | $12,098-45.3% | $12,270-46.0% |