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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,437 | $162,136+87.8% | $152,301+99.9% | $154,746+96.7% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 13.19% | 91.02%-77.8pp | 80.50%-67.3pp | 172.34%-159.2pp |
| Employer contribution / active EE | $6,470 | $4,890+32.3% | $4,624+39.9% | $4,379+47.7% |
| Participant deferral / active EE | $16,479 | $8,341+97.6% | $8,004+105.9% | $6,730+144.8% |
| Admin fee / account holder | $91,247 | $15,759+479.0% | $14,398+533.8% | $14,365+535.2% |