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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,582 | $95,453+202.3% | $112,040+157.6% | $82,448+250.0% |
| Participation rate | 93.8% | 72.8%+21.1pp | 76.5%+17.4pp | 68.1%+25.8pp |
| Annual return | 14.53% | 23.92%-9.4pp | 24.52%-10.0pp | 41.64%-27.1pp |
| Employer contribution / active EE | $4,803 | $2,318+107.2% | $2,954+62.6% | $2,551+88.3% |
| Participant deferral / active EE | $10,666 | $4,224+152.5% | $5,098+109.2% | $4,139+157.7% |
| Admin fee / account holder | $35,125 | $9,013+289.7% | $12,098+190.3% | $7,234+385.5% |