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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,779 | $86,949+205.7% | $102,460+159.4% | $80,959+228.3% |
| Participation rate | 91.0% | 72.4%+18.7pp | 76.5%+14.5pp | 67.7%+23.4pp |
| Annual return | 15.99% | 18.89%-2.9pp | 29.47%-13.5pp | 35.67%-19.7pp |
| Employer contribution / active EE | $4,391 | $2,370+85.3% | $3,025+45.2% | $2,757+59.3% |
| Participant deferral / active EE | $9,869 | $4,121+139.5% | $5,056+95.2% | $4,300+129.5% |
| Admin fee / account holder | $23,047 | $8,048+186.4% | $9,460+143.6% | $6,925+232.8% |