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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,517 | $166,242-62.4% | $165,071-62.1% | $145,884-57.1% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.6%+13.7pp | 80.3%+12.0pp |
| Annual return | 7.13% | 100.44%-93.3pp | 70.17%-63.0pp | 551.85%-544.7pp |
| Employer contribution / active EE | $2,509 | $5,283-52.5% | $4,347-42.3% | $4,662-46.2% |
| Participant deferral / active EE | $2,643 | $6,964-62.0% | $6,035-56.2% | $6,690-60.5% |
| Admin fee / account holder | $32,926 | $16,658+97.7% | $12,695+159.4% | $13,392+145.9% |