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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,059 | $112,729-23.7% | $98,716-12.8% | $137,256-37.3% |
| Participation rate | 68.8% | 74.2%-5.5pp | 69.3%-0.5pp | 80.0%-11.2pp |
| Annual return | 12.07% | 38.48%-26.4pp | 31.81%-19.7pp | 220.34%-208.3pp |
| Employer contribution / active EE | $998 | $2,725-63.4% | $2,279-56.2% | $4,156-76.0% |
| Participant deferral / active EE | $1,212 | $4,640-73.9% | $4,048-70.1% | $6,407-81.1% |
| Admin fee / account holder | $1,804 | $10,129-82.2% | $8,703-79.3% | $12,270-85.3% |