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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,484 | $101,618+90.4% | $93,063+107.9% | $137,256+41.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 8.68% | 223.95%-215.3pp | 34.15%-25.5pp | 220.34%-211.7pp |
| Employer contribution / active EE | $9,072 | $2,707+235.1% | $2,476+266.4% | $4,156+118.3% |
| Participant deferral / active EE | $4,598 | $4,279+7.5% | $3,958+16.2% | $6,407-28.2% |
| Admin fee / account holder | $3,344 | $6,198-46.1% | $6,033-44.6% | $12,270-72.8% |