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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,436 | $109,967+54.1% | $97,197+74.3% | $145,877+16.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 6.31% | 244.27%-238.0pp | 75.47%-69.2pp | 551.28%-545.0pp |
| Employer contribution / active EE | $7,047 | $3,077+129.0% | $2,723+158.8% | $4,663+51.1% |
| Participant deferral / active EE | $3,481 | $4,676-25.6% | $4,263-18.3% | $6,691-48.0% |
| Admin fee / account holder | $861 | $6,199-86.1% | $5,637-84.7% | $13,402-93.6% |