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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,361 | $208,088+69.8% | $186,193+89.8% | $154,746+128.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 15.38% | 89.97%-74.6pp | 78.03%-62.6pp | 172.34%-157.0pp |
| Employer contribution / active EE | $4,680 | $4,340+7.8% | $3,918+19.4% | $4,379+6.9% |
| Participant deferral / active EE | $15,915 | $7,078+124.8% | $6,513+144.4% | $6,730+136.5% |
| Admin fee / account holder | $2,683 | $11,698-77.1% | $11,058-75.7% | $14,365-81.3% |