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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,095 | $64,920+78.8% | $103,693+12.0% | $86,983+33.5% |
| Participation rate | 91.2% | 63.6%+27.6pp | 72.6%+18.5pp | 69.5%+21.6pp |
| Annual return | 8.73% | 30.29%-21.6pp | 47.61%-38.9pp | 25.83%-17.1pp |
| Employer contribution / active EE | $2,165 | $2,141+1.1% | $2,920-25.9% | $2,584-16.2% |
| Participant deferral / active EE | $5,395 | $3,241+66.5% | $4,579+17.8% | $4,194+28.6% |
| Admin fee / account holder | $36,353 | $6,191+487.1% | $7,858+362.6% | $7,856+362.7% |