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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,095 | $51,638+124.8% | $68,368+69.8% | $82,448+40.8% |
| Participation rate | 91.2% | 63.6%+27.6pp | 73.8%+17.4pp | 68.1%+23.1pp |
| Annual return | 8.73% | 37.53%-28.8pp | 292.57%-283.8pp | 41.64%-32.9pp |
| Employer contribution / active EE | $2,165 | $2,047+5.8% | $2,649-18.3% | $2,551-15.1% |
| Participant deferral / active EE | $5,395 | $2,914+85.2% | $4,123+30.9% | $4,139+30.3% |
| Admin fee / account holder | $36,353 | $4,643+682.9% | $5,150+605.9% | $7,234+402.5% |