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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,095 | $61,125+89.9% | $94,057+23.4% | $87,485+32.7% |
| Participation rate | 91.2% | 64.1%+27.1pp | 73.3%+17.8pp | 68.9%+22.2pp |
| Annual return | 8.73% | 35.20%-26.5pp | 480.62%-471.9pp | 26.06%-17.3pp |
| Employer contribution / active EE | $2,165 | $2,136+1.3% | $2,933-26.2% | $2,596-16.6% |
| Participant deferral / active EE | $5,395 | $3,260+65.5% | $4,709+14.6% | $4,274+26.2% |
| Admin fee / account holder | $36,353 | $5,629+545.9% | $7,244+401.8% | $7,775+367.6% |