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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,371 | $81,358+115.6% | $155,556+12.7% | $80,959+116.6% |
| Participation rate | 78.9% | 66.3%+12.7pp | 78.2%+0.7pp | 67.7%+11.3pp |
| Annual return | 10.28% | 33.39%-23.1pp | 64.84%-54.6pp | 35.67%-25.4pp |
| Employer contribution / active EE | $7,393 | $3,106+138.0% | $4,675+58.1% | $2,757+168.2% |
| Participant deferral / active EE | $6,044 | $3,455+74.9% | $5,631+7.3% | $4,300+40.5% |
| Admin fee / account holder | $15,378 | $7,994+92.4% | $15,885-3.2% | $6,925+122.1% |