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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,570 | $132,634+26.3% | $115,768+44.7% | $137,256+22.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 23.11% | 160.70%-137.6pp | 100.46%-77.4pp | 220.34%-197.2pp |
| Employer contribution / active EE | $3,175 | $3,360-5.5% | $2,940+8.0% | $4,156-23.6% |
| Participant deferral / active EE | $10,769 | $5,619+91.7% | $4,917+119.0% | $6,407+68.1% |
| Admin fee / account holder | $2,522 | $15,028-83.2% | $12,439-79.7% | $12,270-79.4% |