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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,138 | $76,407+71.6% | $150,298-12.7% | $82,448+59.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 9.54% | 39.99%-30.5pp | 62.79%-53.2pp | 41.64%-32.1pp |
| Employer contribution / active EE | $5,376 | $2,614+105.7% | $4,154+29.4% | $2,551+110.8% |
| Participant deferral / active EE | $5,146 | $3,214+60.1% | $5,453-5.6% | $4,139+24.3% |
| Admin fee / account holder | $594 | $6,352-90.7% | $14,116-95.8% | $7,234-91.8% |