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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,138 | $78,690+66.7% | $161,489-18.8% | $87,485+49.9% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 9.54% | 32.74%-23.2pp | 89.72%-80.2pp | 26.06%-16.5pp |
| Employer contribution / active EE | $5,376 | $2,588+107.7% | $4,268+26.0% | $2,596+107.1% |
| Participant deferral / active EE | $5,146 | $3,311+55.4% | $5,630-8.6% | $4,274+20.4% |
| Admin fee / account holder | $594 | $6,724-91.2% | $16,006-96.3% | $7,775-92.4% |