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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,138 | $86,050+52.4% | $189,758-30.9% | $94,015+39.5% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 9.54% | 17.77%-8.2pp | 52.62%-43.1pp | 17.84%-8.3pp |
| Employer contribution / active EE | $5,376 | $2,819+90.7% | $4,767+12.8% | $2,790+92.7% |
| Participant deferral / active EE | $5,146 | $3,349+53.7% | $5,856-12.1% | $4,249+21.1% |
| Admin fee / account holder | $594 | $6,627-91.0% | $20,388-97.1% | $8,951-93.4% |