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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,124,533 | $223,823+402.4% | $211,142+432.6% | $154,746+626.7% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 16.40% | 50.39%-34.0pp | 46.84%-30.4pp | 172.34%-155.9pp |
| Employer contribution / active EE | $19,368 | $6,787+185.4% | $6,442+200.6% | $4,379+342.3% |
| Participant deferral / active EE | $13,468 | $9,750+38.1% | $9,284+45.1% | $6,730+100.1% |
| Admin fee / account holder | $4,977 | $19,707-74.7% | $19,076-73.9% | $14,365-65.4% |