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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,897 | $76,407-83.1% | $150,298-91.4% | $82,448-84.4% |
| Participation rate | 55.6% | 66.4%-10.8pp | 77.8%-22.2pp | 68.1%-12.5pp |
| Annual return | 58.82% | 39.99%+18.8pp | 62.79%-4.0pp | 41.64%+17.2pp |
| Employer contribution / active EE | $1,095 | $2,614-58.1% | $4,154-73.6% | $2,551-57.1% |
| Participant deferral / active EE | $2,488 | $3,214-22.6% | $5,453-54.4% | $4,139-39.9% |
| Admin fee / account holder | $1,455 | $6,352-77.1% | $14,116-89.7% | $7,234-79.9% |