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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,251 | $102,422+137.5% | $147,117+65.3% | $80,959+200.5% |
| Participation rate | 73.4% | 75.9%-2.4pp | 82.2%-8.7pp | 67.7%+5.8pp |
| Annual return | 13.10% | 135.16%-122.1pp | 420.54%-407.4pp | 35.67%-22.6pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $9,070 | $6,652+36.3% | $8,065+12.5% | $4,300+110.9% |
| Admin fee / account holder | $23,116 | $7,953+190.6% | $12,993+77.9% | $6,925+233.8% |