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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,837 | $86,922-47.3% | $102,438-55.3% | $80,874-43.3% |
| Participation rate | 62.9% | 72.4%-9.5pp | 76.5%-13.6pp | 67.6%-4.7pp |
| Annual return | 20.19% | 18.90%+1.3pp | 29.37%-9.2pp | 35.62%-15.4pp |
| Employer contribution / active EE | $1,135 | $2,369-52.1% | $3,024-62.5% | $2,756-58.8% |
| Participant deferral / active EE | $3,313 | $4,119-19.6% | $5,054-34.4% | $4,297-22.9% |
| Admin fee / account holder | $2,455 | $8,050-69.5% | $9,448-74.0% | $6,935-64.6% |