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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,438 | $78,690+107.7% | $161,489+1.2% | $87,485+86.8% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 14.67% | 32.74%-18.1pp | 89.72%-75.1pp | 26.06%-11.4pp |
| Employer contribution / active EE | $5,545 | $2,588+114.2% | $4,268+29.9% | $2,596+113.6% |
| Participant deferral / active EE | $4,237 | $3,311+28.0% | $5,630-24.7% | $4,274-0.8% |
| Admin fee / account holder | $1,969 | $6,724-70.7% | $16,006-87.7% | $7,775-74.7% |