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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,164 | $181,062+157.5% | $158,223+194.6% | $155,188+200.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 10.01% | 57.39%-47.4pp | 52.09%-42.1pp | 148.84%-138.8pp |
| Employer contribution / active EE | $3,660 | $4,565-19.8% | $4,109-10.9% | $4,248-13.8% |
| Participant deferral / active EE | $4,650 | $6,134-24.2% | $5,467-14.9% | $6,531-28.8% |
| Admin fee / account holder | $73,453 | $18,825+290.2% | $16,047+357.7% | $14,480+407.3% |