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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,685 | $76,407+496.4% | $150,298+203.2% | $82,448+452.7% |
| Participation rate | 92.3% | 66.4%+25.9pp | 77.8%+14.5pp | 68.1%+24.2pp |
| Annual return | 15.06% | 39.99%-24.9pp | 62.79%-47.7pp | 41.64%-26.6pp |
| Employer contribution / active EE | $13,816 | $2,614+428.5% | $4,154+232.6% | $2,551+441.6% |
| Participant deferral / active EE | $9,237 | $3,214+187.4% | $5,453+69.4% | $4,139+123.2% |
| Admin fee / account holder | $9,744 | $6,352+53.4% | $14,116-31.0% | $7,234+34.7% |