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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,371 | $81,358+404.4% | $155,556+163.8% | $80,959+406.9% |
| Participation rate | 87.2% | 66.3%+21.0pp | 78.2%+9.0pp | 67.7%+19.6pp |
| Annual return | 12.98% | 33.39%-20.4pp | 64.84%-51.9pp | 35.67%-22.7pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,617 | $3,455+120.5% | $5,631+35.3% | $4,300+77.1% |
| Admin fee / account holder | $43,770 | $7,994+447.6% | $15,885+175.5% | $6,925+532.0% |