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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,242 | $81,276+268.2% | $155,574+92.3% | $80,925+269.8% |
| Participation rate | 96.0% | 66.2%+29.8pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 13.67% | 33.36%-19.7pp | 64.87%-51.2pp | 35.65%-22.0pp |
| Employer contribution / active EE | $7,088 | $3,103+128.4% | $4,676+51.6% | $2,756+157.2% |
| Participant deferral / active EE | $7,580 | $3,453+119.5% | $5,629+34.7% | $4,299+76.3% |
| Admin fee / account holder | $3,667 | $7,993-54.1% | $15,914-77.0% | $6,940-47.2% |