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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,242 | $81,331+267.9% | $155,534+92.4% | $80,935+269.7% |
| Participation rate | 96.0% | 66.3%+29.7pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 13.67% | 33.37%-19.7pp | 64.92%-51.2pp | 35.66%-22.0pp |
| Employer contribution / active EE | $7,088 | $3,105+128.3% | $4,675+51.6% | $2,757+157.1% |
| Participant deferral / active EE | $7,580 | $3,454+119.5% | $5,630+34.6% | $4,299+76.3% |
| Admin fee / account holder | $3,667 | $7,999-54.2% | $15,900-76.9% | $6,924-47.0% |