Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,875 | $101,795+19.7% | $165,100-26.2% | $80,959+50.5% |
| Participation rate | 65.6% | 71.8%-6.2pp | 78.6%-13.0pp | 67.7%-2.0pp |
| Annual return | 12.48% | 16.73%-4.2pp | 70.21%-57.7pp | 35.67%-23.2pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,463 | $4,476+44.4% | $6,035+7.1% | $4,300+50.3% |
| Admin fee / account holder | $5,187 | $8,221-36.9% | $12,696-59.1% | $6,925-25.1% |