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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,382 | $63,703+216.1% | $93,063+116.4% | $82,448+144.3% |
| Participation rate | 54.9% | 63.8%-8.9pp | 72.1%-17.2pp | 68.1%-13.2pp |
| Annual return | 15.35% | -775.43%+790.8pp | 34.15%-18.8pp | 41.64%-26.3pp |
| Employer contribution / active EE | $1,633 | $1,729-5.5% | $2,476-34.0% | $2,551-36.0% |
| Participant deferral / active EE | $3,272 | $2,919+12.1% | $3,958-17.3% | $4,139-21.0% |
| Admin fee / account holder | $3,681 | $5,982-38.5% | $6,033-39.0% | $7,234-49.1% |