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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,846 | $81,487-43.7% | $102,412-55.2% | $80,935-43.4% |
| Participation rate | 89.7% | 66.8%+22.8pp | 74.5%+15.2pp | 67.7%+22.0pp |
| Annual return | 32.03% | 25.60%+6.4pp | 24.94%+7.1pp | 35.66%-3.6pp |
| Employer contribution / active EE | $3,671 | $3,103+18.3% | $3,870-5.1% | $2,757+33.2% |
| Participant deferral / active EE | $9,377 | $3,871+142.3% | $5,060+85.3% | $4,299+118.1% |
| Admin fee / account holder | $2,694 | $6,717-59.9% | $8,388-67.9% | $6,924-61.1% |