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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,768 | $154,228-57.4% | $145,433-54.8% | $137,256-52.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.83% | 74.59%-62.8pp | 66.58%-54.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $2,323 | $4,804-51.7% | $4,554-49.0% | $4,156-44.1% |
| Participant deferral / active EE | $7,049 | $8,216-14.2% | $7,897-10.7% | $6,407+10.0% |
| Admin fee / account holder | $5,747 | $14,344-59.9% | $13,129-56.2% | $12,270-53.2% |