Filed September 8, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,123 | $201,259-85.0% | $184,200-83.6% | $145,959-79.4% |
| Participation rate | 61.5% | 87.5%-26.0pp | 86.8%-25.3pp | 80.3%-18.7pp |
| Annual return | 8.64% | 28.98%-20.3pp | 28.80%-20.2pp | 561.95%-553.3pp |
| Employer contribution / active EE | $2,821 | $7,018-59.8% | $6,424-56.1% | $4,661-39.5% |
| Participant deferral / active EE | $2,907 | $9,806-70.4% | $9,132-68.2% | $6,689-56.5% |
| Admin fee / account holder | $561 | $16,372-96.6% | $13,907-96.0% | $13,398-95.8% |