Retirement plan

AMERICAN FEDERATION OF TEACHERS MASSACHUSETTS MONEY PURCHASE PLAN

Name: AMERICAN FEDERATION OF TEACHERS MASSACHUSETTS - AMERICAN FEDERATION OF TEACHERS MASSACHUSETTS MONEY PURCHASE PLAN (2025) Form 5500
Creator: AMERICAN FEDERATION OF TEACHERS MASSACHUSETTS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERICAN FEDERATION OF TEACHERS MASSACHUSETTS MONEY PURCHASE PLAN, AMERICAN FEDERATION OF TEACHERS MASSACHUSETTS

AMERICAN FEDERATION OF TEACHERS MASSACHUSETTSEIN 04-2325769Plan #001PY 2025

33 HARRISON AVENUE, 6TH FLOOR - BOSTON, MA 02111617-423-3342aftma.netLinkedIn11-50 employeese-learning

Other plans on this EIN

1 filing

#002Retirement-$3.1M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$7.3M

-4.7% from 2024

Total participants

+8.0% from 2024

Average account balance

$270,212

-11.8% from 2024

Annual return

8.60%

-3.68 pp from 2024

Benchmarks

See 3,224 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort3,224 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.30M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$270K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

128.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$448K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$54453

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C2G3D2T

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.5M

$70011 / participant

Other / not subdivided$1M100.0%

% of EOY assets

20.152%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$270,212

$73,421+268.0%

$66,439+306.7%

$155,188+74.1%

Participation rate

100.0%

79.7%+20.3pp

74.5%+25.5pp

80.8%+19.2pp

Annual return

8.60%

1382.37%-1373.8pp

757.66%-749.1pp

148.84%-140.2pp

Employer contribution / active EE

$21,339

$3,039+602.2%

$2,637+709.3%

$4,248+402.4%

Participant deferral / active EE

$4,680-100.0%

$3,876-100.0%

$6,531-100.0%

Admin fee / account holder

$54,453

$8,856+514.9%

$6,173+782.0%

$14,480+276.1%

AMERICAN FEDERATION OF TEACHERS MASSACHUSETTS MONEY PURCHASE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERICAN FEDERATION OF TEACHERS MASSACHUSETTS MONEY PURCHASE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion