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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,817 | $77,358+158.3% | $102,184+95.5% | $87,485+128.4% |
| Participation rate | 81.4% | 78.7%+2.7pp | 82.6%-1.2pp | 68.9%+12.5pp |
| Annual return | 8.50% | 41.11%-32.6pp | 31.58%-23.1pp | 26.06%-17.6pp |
| Employer contribution / active EE | $947 | $2,562-63.0% | $3,594-73.6% | $2,596-63.5% |
| Participant deferral / active EE | $6,472 | $6,753-4.2% | $8,309-22.1% | $4,274+51.4% |
| Admin fee / account holder | $4,092 | $6,809-39.9% | $11,609-64.7% | $7,775-47.4% |