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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,817 | $83,061+140.6% | $126,068+58.5% | $94,015+112.5% |
| Participation rate | 81.4% | 81.2%+0.2pp | 84.7%-3.3pp | 70.8%+10.6pp |
| Annual return | 8.50% | 20.41%-11.9pp | 15.01%-6.5pp | 17.84%-9.3pp |
| Employer contribution / active EE | $947 | $2,864-66.9% | $3,968-76.1% | $2,790-66.1% |
| Participant deferral / active EE | $6,472 | $7,042-8.1% | $8,214-21.2% | $4,249+52.3% |
| Admin fee / account holder | $4,092 | $7,208-43.2% | $18,264-77.6% | $8,951-54.3% |