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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,817 | $78,520+154.5% | $96,576+106.9% | $82,448+142.4% |
| Participation rate | 81.4% | 77.7%+3.7pp | 81.4%0pp | 68.1%+13.3pp |
| Annual return | 8.50% | 41.30%-32.8pp | 38.47%-30.0pp | 41.64%-33.1pp |
| Employer contribution / active EE | $947 | $2,630-64.0% | $3,553-73.3% | $2,551-62.9% |
| Participant deferral / active EE | $6,472 | $6,754-4.2% | $7,956-18.7% | $4,139+56.4% |
| Admin fee / account holder | $4,092 | $13,455-69.6% | $11,381-64.0% | $7,234-43.4% |