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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,800 | $88,672+265.2% | $105,223+207.7% | $82,448+292.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 15.89% | 30.86%-15.0pp | 180.65%-164.8pp | 41.64%-25.7pp |
| Employer contribution / active EE | $9,819 | $3,048+222.1% | $3,689+166.2% | $2,551+284.9% |
| Participant deferral / active EE | $5,382 | $4,036+33.4% | $5,072+6.1% | $4,139+30.0% |
| Admin fee / account holder | $3,780 | $7,146-47.1% | $8,859-57.3% | $7,234-47.7% |