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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,466 | $94,031+81.3% | $115,768+47.2% | $82,448+106.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 10.48% | 20.61%-10.1pp | 100.46%-90.0pp | 41.64%-31.2pp |
| Employer contribution / active EE | $19,091 | $2,323+721.7% | $2,940+549.4% | $2,551+648.4% |
| Participant deferral / active EE | $0 | $3,972-100.0% | $4,917-100.0% | $4,139-100.0% |
| Admin fee / account holder | $63,388 | $10,249+518.4% | $12,439+409.6% | $7,234+776.2% |