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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,466 | $109,620+55.5% | $148,496+14.8% | $94,015+81.3% |
| Participation rate | 100.0% | 71.3%+28.7pp | 76.0%+24.0pp | 70.8%+29.2pp |
| Annual return | 10.48% | 17.54%-7.1pp | 12.33%-1.8pp | 17.84%-7.4pp |
| Employer contribution / active EE | $19,091 | $2,618+629.2% | $3,497+445.8% | $2,790+584.2% |
| Participant deferral / active EE | $0 | $3,831-100.0% | $4,808-100.0% | $4,249-100.0% |
| Admin fee / account holder | $63,388 | $10,050+530.7% | $19,547+224.3% | $8,951+608.1% |