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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,682 | $51,638+33.0% | $129,406-46.9% | $80,959-15.2% |
| Participation rate | 80.6% | 56.9%+23.7pp | 69.6%+11.0pp | 67.7%+13.0pp |
| Annual return | 10.69% | 20.78%-10.1pp | 9468.18%-9457.5pp | 35.67%-25.0pp |
| Employer contribution / active EE | $2,172 | $1,584+37.1% | $4,155-47.7% | $2,757-21.2% |
| Participant deferral / active EE | $4,968 | $2,670+86.1% | $4,167+19.2% | $4,300+15.5% |
| Admin fee / account holder | $4,795 | $4,313+11.2% | $7,689-37.6% | $6,925-30.8% |