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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,682 | $51,606+33.1% | $129,339-46.9% | $80,911-15.1% |
| Participation rate | 80.6% | 57.0%+23.7pp | 69.6%+11.0pp | 67.6%+13.0pp |
| Annual return | 10.69% | 20.76%-10.1pp | 9437.05%-9426.4pp | 35.63%-24.9pp |
| Employer contribution / active EE | $2,172 | $1,582+37.3% | $4,154-47.7% | $2,756-21.2% |
| Participant deferral / active EE | $4,968 | $2,669+86.2% | $4,170+19.1% | $4,297+15.6% |
| Admin fee / account holder | $4,795 | $4,310+11.3% | $7,668-37.5% | $6,935-30.9% |