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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,168 | $29,670+139.9% | $56,054+27.0% | $80,911-12.0% |
| Participation rate | 21.2% | 41.7%-20.5pp | 52.5%-31.3pp | 67.6%-46.5pp |
| Annual return | 12.99% | 35.24%-22.2pp | 1705.95%-1693.0pp | 35.63%-22.6pp |
| Employer contribution / active EE | $1,368 | $670+104.3% | $1,039+31.7% | $2,756-50.4% |
| Participant deferral / active EE | $2,513 | $1,227+104.8% | $1,952+28.7% | $4,297-41.5% |
| Admin fee / account holder | $3,927 | $2,431+61.6% | $2,822+39.1% | $6,935-43.4% |