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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,790 | $375,661-48.4% | $312,151-37.9% | $382,429-49.3% |
| Participation rate | 95.7% | 91.4%+4.3pp | 89.1%+6.6pp | 87.7%+7.9pp |
| Annual return | 14.33% | 0.11%+14.2pp | 1.82%+12.5pp | 248.85%-234.5pp |
| Employer contribution / active EE | $4,032 | $9,697-58.4% | $8,031-49.8% | $8,036-49.8% |
| Participant deferral / active EE | $8,188 | $5,737+42.7% | $5,370+52.5% | $5,727+43.0% |
| Admin fee / account holder | $3,538 | $64,308-94.5% | $51,799-93.2% | $30,732-88.5% |