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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,434 | $180,749+71.2% | $160,784+92.5% | $137,256+125.4% |
| Participation rate | 84.2% | 80.0%+4.2pp | 77.0%+7.3pp | 80.0%+4.3pp |
| Annual return | 15.59% | 2234.46%-2218.9pp | 1803.92%-1788.3pp | 220.34%-204.7pp |
| Employer contribution / active EE | $3,955 | $4,155-4.8% | $3,733+6.0% | $4,156-4.8% |
| Participant deferral / active EE | $9,917 | $6,844+44.9% | $6,293+57.6% | $6,407+54.8% |
| Admin fee / account holder | $1,316 | $10,397-87.3% | $9,717-86.5% | $12,270-89.3% |