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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,434 | $208,088+48.7% | $186,193+66.2% | $154,746+100.0% |
| Participation rate | 84.2% | 80.0%+4.2pp | 77.1%+7.1pp | 80.7%+3.5pp |
| Annual return | 15.59% | 89.97%-74.4pp | 78.03%-62.4pp | 172.34%-156.7pp |
| Employer contribution / active EE | $3,955 | $4,340-8.9% | $3,918+0.9% | $4,379-9.7% |
| Participant deferral / active EE | $9,917 | $7,078+40.1% | $6,513+52.3% | $6,730+47.3% |
| Admin fee / account holder | $1,316 | $11,698-88.8% | $11,058-88.1% | $14,365-90.8% |