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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,363 | $136,860+24.5% | $120,344+41.6% | $154,746+10.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 14.14% | 21.38%-7.2pp | 20.30%-6.2pp | 172.34%-158.2pp |
| Employer contribution / active EE | $5,406 | $3,533+53.0% | $3,020+79.0% | $4,379+23.5% |
| Participant deferral / active EE | $14,253 | $5,793+146.0% | $5,135+177.6% | $6,730+111.8% |
| Admin fee / account holder | $29,617 | $15,393+92.4% | $12,742+132.4% | $14,365+106.2% |