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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,363 | $124,425+36.9% | $112,040+52.1% | $137,256+24.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.14% | 24.72%-10.6pp | 24.52%-10.4pp | 220.34%-206.2pp |
| Employer contribution / active EE | $5,406 | $3,411+58.5% | $2,954+83.0% | $4,156+30.1% |
| Participant deferral / active EE | $14,253 | $5,718+149.3% | $5,098+179.6% | $6,407+122.5% |
| Admin fee / account holder | $29,617 | $15,207+94.8% | $12,098+144.8% | $12,270+141.4% |