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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,871 | $177,595-30.3% | $148,496-16.6% | $198,609-37.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 16.27% | 9.97%+6.3pp | 12.33%+3.9pp | 202.70%-186.4pp |
| Employer contribution / active EE | $4,729 | $4,098+15.4% | $3,497+35.2% | $5,055-6.5% |
| Participant deferral / active EE | $7,469 | $5,539+34.8% | $4,808+55.3% | $6,977+7.1% |
| Admin fee / account holder | $2,389 | $27,010-91.2% | $19,547-87.8% | $19,030-87.4% |