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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,871 | $139,948-11.5% | $121,663+1.8% | $154,746-20.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 16.27% | 230.52%-214.2pp | 147.54%-131.3pp | 172.34%-156.1pp |
| Employer contribution / active EE | $4,729 | $3,521+34.3% | $3,020+56.6% | $4,379+8.0% |
| Participant deferral / active EE | $7,469 | $5,629+32.7% | $4,887+52.8% | $6,730+11.0% |
| Admin fee / account holder | $2,389 | $17,321-86.2% | $14,289-83.3% | $14,365-83.4% |