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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,995 | $95,453+165.0% | $112,040+125.8% | $82,448+206.9% |
| Participation rate | 94.3% | 72.8%+21.6pp | 76.5%+17.8pp | 68.1%+26.3pp |
| Annual return | 12.38% | 23.92%-11.5pp | 24.52%-12.1pp | 41.64%-29.3pp |
| Employer contribution / active EE | $971 | $2,318-58.1% | $2,954-67.1% | $2,551-61.9% |
| Participant deferral / active EE | $9,570 | $4,224+126.6% | $5,098+87.7% | $4,139+131.2% |
| Admin fee / account holder | $6,323 | $9,013-29.8% | $12,098-47.7% | $7,234-12.6% |