Retirement plan

EMPLOYEES' PROFIT SHARING PLAN AND TRUST OF BOCH ENTERPRISES

Name: BOCH ENTERPRISES - EMPLOYEES' PROFIT SHARING PLAN AND TRUST OF BOCH ENTERPRISES (2025) Form 5500
Creator: BOCH ENTERPRISES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEES' PROFIT SHARING PLAN AND TRUST OF BOCH ENTERPRISES, BOCH ENTERPRISES

BOCH ENTERPRISESEIN 04-2050016Plan #001PY 2025

111 MORSE STREET - NORWOOD, MA 02062781-255-6337bochelectriccar.comLinkedIn51-200 employeesautomotive

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$49.1M

+16.3% from 2024

Total participants

278

+1.5% from 2024

Average account balance

$182,034

+15.8% from 2024

Annual return

15.15%

+1.48 pp from 2024

Benchmarks

See 799 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort799 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$49.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$182K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

270

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.78M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.15%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$437

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE4 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$76,987
MASSACHUSETTS MUTUAL LIFE INS. CO.2 years Filed as: MML INVESTORS SERVICES LLC Service code 55 PO BOX 9500 · SPRINFIELD, MA 011029500	Other Commissions	$39,057
JOHN HANCOCK LIFE INSURANCE COMPANY11+ years Filed as: JOHN T. MILES, JR. Service code 16 PO BOX 852 · GREEN HARBOR, MA 02041	Consulting	$30,775
ENVESTNET RETIREMENT SOLUTIONS, LLC6 years Service code 27 1801 CALIFORNIA ST · DENVER, CO 80202	Advisory (Plan)	$12,805
GREAT-WEST LIFE & ANNUITY INSURANCE4 years Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$9,766

Plan features & details

Pension benefit codes2E2F2H2J2S2T3B3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$118K

$590 / participant

Recordkeeping$77K65.2%
Investment mgmt$23K19.1%
Other / not subdivided$19K15.7%

% of EOY assets

0.240%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WITHUM
Auditor EIN: 222027092
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$182,034

$91,760+98.4%

$156,181+16.6%

$67,986+167.8%

Participation rate

96.0%

65.0%+31.0pp

78.8%+17.2pp

57.2%+38.8pp

Annual return

15.15%

18.14%-3.0pp

64.87%-49.7pp

31.67%-16.5pp

Employer contribution / active EE

$4,928

$2,419+103.7%

$4,294+14.8%

$2,019+144.1%

Participant deferral / active EE

$8,982

$3,960+126.8%

$6,132+46.5%

$3,358+167.5%

Admin fee / account holder

$437

$3,949-88.9%

$14,586-97.0%

$3,203-86.3%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE4 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY O

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$76,987

MASSACHUSETTS MUTUAL LIFE INS. CO.2 years

Filed as: MML INVESTORS SERVICES LLC

Service code 55

PO BOX 9500 · SPRINFIELD, MA 011029500

Other Commissions

$39,057

JOHN HANCOCK LIFE INSURANCE COMPANY11+ years

Filed as: JOHN T. MILES, JR.

Service code 16

PO BOX 852 · GREEN HARBOR, MA 02041

Consulting

$30,775

ENVESTNET RETIREMENT SOLUTIONS, LLC6 years

Service code 27

1801 CALIFORNIA ST · DENVER, CO 80202

Advisory (Plan)

$12,805

GREAT-WEST LIFE & ANNUITY INSURANCE4 years

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$9,766

EMPLOYEES' PROFIT SHARING PLAN AND TRUST OF BOCH ENTERPRISES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEES' PROFIT SHARING PLAN AND TRUST OF BOCH ENTERPRISES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion