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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,241 | $73,107+373.6% | $114,563+202.2% | $87,485+295.8% |
| Participation rate | 95.2% | 65.8%+29.5pp | 72.9%+22.3pp | 68.9%+26.3pp |
| Annual return | 12.18% | 19.47%-7.3pp | 241.09%-228.9pp | 26.06%-13.9pp |
| Employer contribution / active EE | $9,221 | $1,881+390.2% | $2,592+255.8% | $2,596+255.2% |
| Participant deferral / active EE | $5,983 | $3,144+90.3% | $4,142+44.4% | $4,274+40.0% |
| Admin fee / account holder | $46,278 | $5,770+702.1% | $7,623+507.1% | $7,775+495.2% |