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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,271 | $196,972+57.0% | $182,262+69.7% | $198,609+55.7% |
| Participation rate | 85.7% | 85.7%0pp | 84.2%+1.5pp | 82.4%+3.3pp |
| Annual return | 15.85% | 158.27%-142.4pp | 140.60%-124.7pp | 202.70%-186.8pp |
| Employer contribution / active EE | $2,096 | $5,364-60.9% | $5,046-58.5% | $5,055-58.5% |
| Participant deferral / active EE | $6,987 | $8,643-19.2% | $8,276-15.6% | $6,977+0.1% |
| Admin fee / account holder | $4,308 | $18,429-76.6% | $16,712-74.2% | $19,030-77.4% |