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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,595 | $124,425+120.7% | $112,040+145.1% | $137,256+100.1% |
| Participation rate | 91.7% | 79.3%+12.4pp | 76.5%+15.2pp | 80.0%+11.7pp |
| Annual return | 11.15% | 24.72%-13.6pp | 24.52%-13.4pp | 220.34%-209.2pp |
| Employer contribution / active EE | $3,566 | $3,411+4.5% | $2,954+20.7% | $4,156-14.2% |
| Participant deferral / active EE | $6,820 | $5,718+19.3% | $5,098+33.8% | $6,407+6.4% |
| Admin fee / account holder | $24,787 | $15,207+63.0% | $12,098+104.9% | $12,270+102.0% |