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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,813 | $110,137+28.8% | $161,149-12.0% | $82,637+71.6% |
| Participation rate | 81.0% | 72.4%+8.6pp | 78.8%+2.1pp | 68.1%+12.9pp |
| Annual return | 15.12% | 20.69%-5.6pp | 21.16%-6.0pp | 53.51%-38.4pp |
| Employer contribution / active EE | $2,593 | $2,856-9.2% | $4,360-40.5% | $2,552+1.6% |
| Participant deferral / active EE | $5,214 | $4,575+14.0% | $6,153-15.3% | $4,126+26.4% |
| Admin fee / account holder | $12,455 | $9,467+31.6% | $15,194-18.0% | $7,339+69.7% |