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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,225 | $125,237+172.5% | $105,608+223.1% | $145,877+133.9% |
| Participation rate | 86.7% | 77.7%+9.0pp | 75.3%+11.4pp | 80.3%+6.4pp |
| Annual return | 17.16% | 225.76%-208.6pp | 116.50%-99.3pp | 551.28%-534.1pp |
| Employer contribution / active EE | $4,667 | $3,720+25.4% | $3,167+47.4% | $4,663+0.1% |
| Participant deferral / active EE | $7,805 | $5,711+36.7% | $5,010+55.8% | $6,691+16.7% |
| Admin fee / account holder | $25,582 | $17,287+48.0% | $11,028+132.0% | $13,402+90.9% |