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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,874 | $132,634+182.6% | $115,768+223.8% | $137,256+173.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 15.67% | 160.70%-145.0pp | 100.46%-84.8pp | 220.34%-204.7pp |
| Employer contribution / active EE | $5,714 | $3,360+70.1% | $2,940+94.4% | $4,156+37.5% |
| Participant deferral / active EE | $7,081 | $5,619+26.0% | $4,917+44.0% | $6,407+10.5% |
| Admin fee / account holder | $4,436 | $15,028-70.5% | $12,439-64.3% | $12,270-63.8% |