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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,974 | $114,712-52.9% | $173,730-68.9% | $87,485-38.3% |
| Participation rate | 92.6% | 73.0%+19.6pp | 79.6%+13.0pp | 68.9%+23.7pp |
| Annual return | 16.03% | 20.18%-4.2pp | 19.96%-3.9pp | 26.06%-10.0pp |
| Employer contribution / active EE | $2,958 | $2,904+1.8% | $4,577-35.4% | $2,596+13.9% |
| Participant deferral / active EE | $2,203 | $4,642-52.5% | $6,326-65.2% | $4,274-48.5% |
| Admin fee / account holder | $1,256 | $10,210-87.7% | $17,523-92.8% | $7,775-83.8% |