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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,623 | $227,399-30.2% | $189,758-16.4% | $198,609-20.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 17.63% | 61.03%-43.4pp | 52.62%-35.0pp | 202.70%-185.1pp |
| Employer contribution / active EE | $2,046 | $5,526-63.0% | $4,767-57.1% | $5,055-59.5% |
| Participant deferral / active EE | $8,948 | $6,837+30.9% | $5,856+52.8% | $6,977+28.3% |
| Admin fee / account holder | $777 | $25,162-96.9% | $20,388-96.2% | $19,030-95.9% |