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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,244 | $76,407-87.9% | $150,298-93.8% | $82,448-88.8% |
| Participation rate | 75.9% | 66.4%+9.5pp | 77.8%-1.8pp | 68.1%+7.9pp |
| Annual return | 250.17% | 39.99%+210.2pp | 62.79%+187.4pp | 41.64%+208.5pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,616 | $3,214-49.7% | $5,453-70.4% | $4,139-61.0% |
| Admin fee / account holder | $1,516 | $6,352-76.1% | $14,116-89.3% | $7,234-79.0% |