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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,028 | $102,245+4.7% | $89,340+19.8% | $137,256-22.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 15.70% | 21.89%-6.2pp | 20.57%-4.9pp | 220.34%-204.6pp |
| Employer contribution / active EE | $3,014 | $2,529+19.2% | $2,231+35.1% | $4,156-27.5% |
| Participant deferral / active EE | $23,787 | $4,436+436.2% | $3,823+522.2% | $6,407+271.3% |
| Admin fee / account holder | $751 | $8,085-90.7% | $6,704-88.8% | $12,270-93.9% |