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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,866 | $181,062-73.6% | $158,223-69.7% | $155,188-69.2% |
| Participation rate | 33.3% | 82.7%-49.3pp | 79.2%-45.9pp | 80.8%-47.5pp |
| Annual return | 11.13% | 57.39%-46.3pp | 52.09%-41.0pp | 148.84%-137.7pp |
| Employer contribution / active EE | $1,313 | $4,565-71.2% | $4,109-68.0% | $4,248-69.1% |
| Participant deferral / active EE | $2,049 | $6,134-66.6% | $5,467-62.5% | $6,531-68.6% |
| Admin fee / account holder | $2,145 | $18,825-88.6% | $16,047-86.6% | $14,480-85.2% |