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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,866 | $185,312-74.2% | $161,489-70.4% | $154,746-69.1% |
| Participation rate | 33.3% | 82.5%-49.1pp | 78.7%-45.4pp | 80.7%-47.4pp |
| Annual return | 11.13% | 103.84%-92.7pp | 89.72%-78.6pp | 172.34%-161.2pp |
| Employer contribution / active EE | $1,313 | $4,769-72.5% | $4,268-69.2% | $4,379-70.0% |
| Participant deferral / active EE | $2,049 | $6,350-67.7% | $5,630-63.6% | $6,730-69.6% |
| Admin fee / account holder | $2,145 | $18,654-88.5% | $16,006-86.6% | $14,365-85.1% |