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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,120 | $166,268+33.0% | $165,100+33.9% | $145,897+51.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.28% | 100.52%-88.2pp | 70.21%-57.9pp | 552.29%-540.0pp |
| Employer contribution / active EE | $16,936 | $5,284+220.5% | $4,348+289.5% | $4,663+263.2% |
| Participant deferral / active EE | $14,058 | $6,964+101.9% | $6,035+132.9% | $6,689+110.2% |
| Admin fee / account holder | $11,089 | $16,659-33.4% | $12,696-12.7% | $13,390-17.2% |