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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $49,629 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 27 · EIN 43-1451524 | Advisory (Plan) | $32,862 |
ORENDA RETIREMENT, LLC5 years Filed as: ORENDA RETIREMENT LLC Service code 13 · EIN 36-4877979 | Contract Administrator | $24,622 |
Filed as: ONE DIGITAL INVESTMENT ADVISORY Service code 27 | Advisory (Plan) | $1 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,129 | $122,063-29.4% | $184,256-53.3% | $74,478+15.6% |
| Participation rate | 95.6% | 85.5%+10.1pp | 86.8%+8.8pp | 67.2%+28.4pp |
| Annual return | 13.09% | 19.92%-6.8pp | 28.85%-15.8pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $5,351 | $4,539+17.9% | $6,427-16.7% | $2,626+103.8% |
| Participant deferral / active EE | $9,395 | $7,144+31.5% | $9,133+2.9% | $4,350+116.0% |
| Admin fee / account holder | $432 | $1,253-65.5% | $13,899-96.9% | $1,946-77.8% |